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When I initially left a comment I appear to have clicked on the -Notify me when new comments are added- checkbox and from now on every time a comment is added I get 4 emails with the same comment. Is there a way you can remove me from that service? Thank you.
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自分でお金の管理が難しいなら、家族に自分の通帳を管理してもらう手があります。
方法は
通帳を作る。
すぐに1000円通帳に振込む。
その通帳の中身を家族と一緒に確認後、家族に自分のわからない所に保管してもらう。
毎月給料日に続ける。
そうすれば必ず貯金できます。
少額でも続ける事が大事です。
そうしたらそのうち自分で管理出来る様になると思います。
方法の所で訂正があります。
方法は
通帳を作る。
すぐに1000円通帳に振込む。
その通帳の中身を家族と一緒に確認後、家族に自分のわからない所に保管してもらう。
①給料日に家族から通帳を戻してもらい1000円通帳に振込む。
②その通帳の中身を家族と一緒に確認後、家族に自分のわからない所に保管してもらう。
毎月①と②を続ける。
です。失礼しました。
他の方と被りますが、給料天引きの積立は有効な手段です。2万円×12月＝24万とボーナスで1万円だけでも年間50万貯まります。
他の方と意見がやや被りますが、先取り貯金ですかね。
給与が振り込まれたら、貯金分を先におろして残った分で生活する癖をつけます。
また、今はキャッシュレスで買い物をする機会が多く、つい買いすぎてしまうのであれば、一度現金払いにして週毎に予算を決めて生活するのもよいかもしれません。
会社などで積立ができるなら、給料から天引きで積立をすることをおすすめします。私も貯金できないタイプですが、強制的に給料から天引きされてしまうと使えないので貯金することができました。
基本中の基本。お金を好きになることです。そして、毎月貯める金額を決めてまずは貯金。あるいは積立する。そして、それが何年後にいくらになるかシミュレーションする。はじめはお金の計算がめんどくさくても、お金の計算や試算をするのが習慣的になると、貯まっていくのが実感でき、たまる仕組み作りができあがり、面白くなってきて、さらにたまっていきます。
生活費用の口座と貯金用の口座の2つの口座を作ると貯金しやすくなりますよ。生活費用の講座だけで何がなんでもやりくりすれば自ずとお金は溜まっていきます。