最近資産運用をすると儲かると聞くことが多いので、貯金を資産運用に回したいと考えています。しかし、リスクがあるというのも聞いたことがあります。
いくらから始めて、どのくらいの期間様子を見れば良いでしょうか。
だむビギナー
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資産運用に関しては、やり方によって変わってきます。
たとえば、投資であればどんな「種類」の投資をすればいいのか。
簡単な種類としては「株」「投資信託」「不動産投資」などが日本では有名です。
やり方自体はどれもとても簡単です。一番簡単なのは投資信託ですね。
ただ、上記3つに関してはサラリーマンの平均年収300万を稼ぐのに数千万~数億円という額が必要と言われています。
なので、長期的(数十年)に見てコツコツやっていきたいよという方にはおすすめですが、短期的に蓄えたいという方には不向きと言われています。
ただ、上記以外の投資だと「仮想通貨」や「FX」というのがあります。
やり方は株などと違いなかなか難しく、知識がかなり必要になってきます。
ただメリットとしては、知識や情報網さえ作ってしまえば数か月~数年で億を稼ぐ可能性もでてくるということです。
他にもデメリットメリットはたくさんありますが、簡潔に答えるとこのようになるかと思います。